Learn 12 factors that can make a business more bankable, including cash flow, credit, revenue, debt, financial records, repayment ability, and funding fit.
Review business credit reports before applying for funding. Check identity details, accounts, payment history, and errors without assuming a score guarantees approval.
Calculate a business funding request from actual project costs, available cash, fees, and a realistic repayment plan. Includes a simple example.
Compare business financing offers by net proceeds, total repayment, payment frequency, fees, guarantees, collateral, and early-payoff terms.
See whether a proposed business funding payment fits your cash flow. Test a typical month, a slow month, payment timing, and cash reserves.
Prepare for a business funding conversation with a clear use-of-funds summary, repayment explanation, key documents, and questions for the provider.